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Chunderbutt t1_ivq3yxc wrote

Shocking how close the tax question was. The lies about home sales must have been effective.

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ya_mashinu_ t1_ivtehsq wrote

I legitimately know people who were mostly concerned it would make it harder to attract star athletes to the sports teams, and felt like MA has plenty of money.

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noob_tube03 t1_ivq6b63 wrote

>https://cspa.tufts.edu/sites/g/files/lrezom361/files/2022-01/cSPA_Evaluating_MA_Millionaires_Tax.pdf
>
>A very small number of taxpayers take home more than $1 million on a consistent basis. Indeed, just 6 percent of Americans who exceeded the threshold between 1999 and 2007 did so in every one of those years; only 20 percent did so more than half the time.
>
>By contrast, half of all million-dollar earners between 1999 and 2007 were one-timers. This matches what we know about life-cycle earnings. It’s much more common for families to experience a one-time million-dollar windfall than to make $1 million year after year: think of dentists who sell their practices, business-owners bought out by their partners, or individuals selling a valuable investment they’ve held for decades.

I suspect it's because many people read the study and realized it wasn't going to have the impact proponents were advocating

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Chunderbutt t1_ivq7emz wrote

We should have upped the percentage.

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noob_tube03 t1_ivqa3l3 wrote

I mean, you wanted to know the other perspective. Obviously if only 6% of the state theoretically is impacted each year, there is a much larger part of the population that worries they will be part of that 6% over their lifetime. Which is what the study points out; the majority of that 6% is single income incidents. I mean, you might as well just increase the taxes on lottery winnings if thats the goal

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andr_wr t1_ivqdsul wrote

I'm ok (and most of Mass. is ok, apparently) with the landed gentry/capitalists having to pay an additional 4% of tax on their one-time earnings in excess of $1,000,000.

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Chunderbutt t1_ivqrhcf wrote

I think you hit on it when you mentioned that people are worried they’ll be rich and have to pay taxes. That’s an American disease .

Otherwise the study you cited makes more of an argument for raising the tax higher if we don’t think it will collect enough money.

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GloopyGlop t1_ivrtv5m wrote

It’s not 6% of the state that’s impacted. They say in the article it would apply to around 0.6% of the state. The part that you quote with 6% is not referring to 6% of the entire state, but 6% of the people who exceed the 1 million dollar threshold.

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HaddockBranzini-II t1_iwdgm2l wrote

In Cambridge you vote with yard signs, not at the ballot box...

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noob_tube03 t1_ivpcz4f wrote

It's crazy that the increased tax bill passed. Why not just vote to increase state corporate taxes instead? With some many schools per capita, surely people must have an expectation that they have a chance at a high income job. Or at least a chance at buying an expensive property at some point in their lives.

It's also wild that most people don't seem to understand this won't impact billionaires and the rich they claim to hate. This is just a tax on the upper middle class. So good job team. I'm sure the actual law will get all types of carve outs so politicians aren't impacted, but it would be nice if there was a windfall exception so that lottery winners, home sales, and just one time income spikes were exempt

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MyStackRunnethOver t1_ivpqgn6 wrote

What. What definition of upper middle class expects to make significantly over $1million in a single year, ever? Let alone so much over so often that they find a 4% tax on the overage burdensome?

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noob_tube03 t1_ivpstir wrote

I'm sure many folks in the tech/pharma space have found themselves in that spot. plenty of mass based startups have given locales overnight windfalls. Why should the burden on the mass education system fall on their shoulders? Just increase corporates taxes. What do you have against people keeping the money they earned?

​

I mean hell, anyone who bought property in cambridge in the 90s or even 2000s probably have seen their property value double. just because it passes the million dollar mark doesnt mean they should suddenly owe the state more money

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IamUnamused t1_ivq020p wrote

I bought a house in cambridge in 2010. It's now worth $700k more than I bought it for and will very easily sell for over $1M if I were to sell today. I'm happy to pay more on that sale, it's the right thing to do.

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blackdynomitesnewbag OP t1_ivtwrxj wrote

Even if Q1 applied to house sales, it still wouldn't apply to you cause the diff in value isn't high enough

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IamUnamused t1_ivu874a wrote

when I sell it after my daughter graduates college (in 15 years) I'm sure it will be

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noob_tube03 t1_ivq2ttw wrote

and I bet you elect to pay the higher tax rate every year too

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IamUnamused t1_ivr5wif wrote

I pay the tax rate on the assessed value. should I make some more tax donations to make you feel better about yourself?

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Master_Dogs t1_ivq6sas wrote

> I'm sure many folks in the tech/pharma space have found themselves in that spot. plenty of mass based startups have given locales overnight windfalls. Why should the burden on the mass education system fall on their shoulders? Just increase corporates taxes. What do you have against people keeping the money they earned? > >

Very few people are making >$1M over the course of their lifetime. Startups that pay out that kind of money are extremely rare too. Even joining a FANG isn't likely to net you $1M unless you work there for decades.

> I mean hell, anyone who bought property in cambridge in the 90s or even 2000s probably have seen their property value double. just because it passes the million dollar mark doesnt mean they should suddenly owe the state more money

You don't "suddenly" owe the State more money. It's anything above a million. You still get a million bucks at the existing tax rate. If you have >$1M in housing equity, you're extremely well off and can afford a higher tax rate.

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OverToneMusic t1_ivs07pk wrote

The idea that the burden falls on their shoulders is untrue. People with money aren’t heroes, stuff just costs money. It’s a privilege to pay more in taxes.

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pajamaset t1_ivuzxm6 wrote

Ok so reading this I’m curious about something… do you think this taxes assets?

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syst3x t1_ivpvvid wrote

Research out of Tufts showed that this would affect ~0.6% of MA taxpayers. Please explain how that translates to "upper middle class".

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noob_tube03 t1_ivpwzqe wrote

from the Tufts study. I don't blame the general public for eating the "tax the rich" narrative, but even the Tuft study points out that anyone who is likely to be consistently impacted by this will just leave the state. Even Tufts seems to agree the outcome of this might not be what proponents are advertising

​

https://cspa.tufts.edu/sites/g/files/lrezom361/files/2022-01/cSPA_Evaluating_MA_Millionaires_Tax.pdf

​

A very small number of taxpayers take home more than $1 million on a consistent basis. Indeed, just 6 percent of Americans who exceeded the threshold between 1999 and 2007 did so in every one of those years; only 20 percent did so more than half the time.

By contrast, half of all million-dollar earners between 1999 and 2007 were one-timers. This matches what we know about life-cycle earnings. It’s much more common for families to experience a one-time million-dollar windfall than to make $1 million year after year: think of dentists who sell their practices, business-owners bought out by their partners, or individuals selling a valuable investment they’ve held for decades.

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pajamaset t1_ivsrrto wrote

So you have explained that it won’t hit most of the people that it hits repeatedly but you have not explained how it will hit the upper middle class, which is what he asked, and something I would love to see answered.

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noob_tube03 t1_ivtx6vl wrote

the description from tufts covers that no? Even just using real estate as an example, who do you think is buying sub million dollar real estate and then having it turn into a profit decades later? I feel like I'd describe someone who can afford 500-800k property as upper middle class no? Just look at the other post about Darwin's owners closing the business. Are they wealthy or just upper middle class?

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pajamaset t1_ivuknbd wrote

The upper middle class are not in the .6% of the Massachusetts population making a million dollars a year, even if they are selling big fancy houses. Selling a million dollar house does not mean a million dollars of income, for tax purposes.

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noob_tube03 t1_ivuqw3i wrote

I mean, you're clearly biased so nothing I say will change you mind, but for an example

https://www.urban.org/urban-wire/bostons-housing-market-three-charts#:~:text=City%20center%20prices%20are%20outpacing,between%2045%20and%2059%20percent.

House prices since the last recession have gone up over 60%. It wouldn't even take someone living a lifetime to have appreciation of over a million dollars if you bought after the dot com bubble.

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Similarly, as its been repeatedly pointed out, middle class people can have all types of windfall events. https://www.bizjournals.com/boston/news/2022/07/13/ipo-market-boston-downturn.html#:~:text=The%20Bay%20State%20closed%202021,2018%20and%2021%20in%202017.

Over 20 Boston area companys per year IPO. Anyone working those could be making even just 5 figures, and still see a sudden pile of cash from an IPO event. As the study points out, most people who breach 1 million a year in income are doing it just once. It's not CEOs making 800k a year suddenly getting a nice bonus (I mean, it is going to be that too), but it's mostly people having some once in a lifetime scenario that helps move them out of the rat race.

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pajamaset t1_ivuz700 wrote

I’m not biased I just know super wealthy people, people working in startups, people living in and selling extremely expensive homes. We are upper middle class and I promise you this tax does only good for us, no harm at all.

Over the summer our friends sold their house for $1.3 million more than they purchased it. Their capital gains were nowhere near a million dollars because of their capital improvements.

I know you think I’m biased but you seem emotional. You feel like some day this tax could cost $.04 for every dollar over a million that you make in a year, but you’re not being logical at all. The likelihood that you ever make $1,000,001 in a single year is very low.

Theoretically, let’s say you have an income of $150k and you sell your house for $1,000,000 more than you spent on it with no qualifying capital improvements. That means you’ll pay an extra $6k in taxes. Given that you just sold your house and made seven figures, I think you can afford the $6k and also likely won’t feel it much.

But, let’s also look at absolute numbers for home prices since the recession. If you spent $500k in 2008 on a house, and it has appreciated 60%, that means the house is now worth $800k, for a gain of $300k. That means in order to feel this tax for even $.04, you would need an annual income of $700,001.

In the event of a windfall that sets your annual income — even for a year — at a million dollars, I’d argue that you’re no longer middle class.

I just think you are proving the whole temporarily embarrassed millionaire thing and it’s not a great look.

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noob_tube03 t1_ivvcq60 wrote

>I’m not biased I just know super wealthy people, people working in startups, people living in and selling extremely expensive homes. We are upper middle class and I promise you this tax does only good for us, no harm at all.

https://www.nepm.org/regional-news/2017-04-08/voluntarily-pay-more-taxes-few-in-mass-opt-for-higher-rate

It feels strawman, you're the second person to reply saying "I think this tax is great and I look forward to paying it". Massachusetts already has an optional higher tax rate (and surprise, no one pays it). To your point though, no one making a million dollars, even in a windfall event, is really going to think the extra 6000 in taxes is life changing, especially since at that point they likely will have paid hundreds of thousands in federal and other state taxes. It does feel like a gross money grab, and that's why I'm much more a fan of increasing the cooperate taxes instead. Why does the mob think it's okay to scream "eat the rich" because some one got a windfall? There are plenty of places that money can come from.

I know someone who had a windfall like that. They had to pay over a million dollars in taxes that year. It feels dishonest to say "They didn't pay enough. We need even more of that money". I think putting in a carve out for the windfalls would have also helped target the truly wealthy while letting the middle class continue to build wealth

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Master_Dogs t1_ivq6j0k wrote

> It's crazy that the increased tax bill passed. Why not just vote to increase state corporate taxes instead? > >

Why not both?

> With some many schools per capita, surely people must have an expectation that they have a chance at a high income job. Or at least a chance at buying an expensive property at some point in their lives.

I don't think many people expect to become millionaires. 56% of Americans can't even afford a $1000 emergency for example.

> It's also wild that most people don't seem to understand this won't impact billionaires and the rich they claim to hate. This is just a tax on the upper middle class. So good job team. I'm sure the actual law will get all types of carve outs so politicians aren't impacted, but it would be nice if there was a windfall exception so that lottery winners, home sales, and just one time income spikes were exempt

No one who has $1M in assets or yearly income is upper middle class. They're solidly wealthy.

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noob_tube03 t1_ivq95g7 wrote

I think you might not understand that the wealthy are well past 1m in assets. You realize you are closer to being a millionaire than something like Bezos right? We are just eating ourselves with these. The median Boston house price is what, 800k? A six figure salary in Boston is not the same as a 6 figure salary in rural Kentucky

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FriendlyLurker9001 t1_ivqboun wrote

While you are correct that the .01% needs to be taxed A LOT more, the 1% can handle it as well

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OverToneMusic t1_ivrzros wrote

This is a good point. It’s the lines between:

Near Wealthy | Wealthy | Ultra Wealthy

It’s not a bad move but it’s not the big fix.

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Fragahah t1_ivvqxd0 wrote

Is this the owner of Premiere on Broadway!?

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