Don’t recommend thinking/worrying about appreciation. Appreciation in this market is tied to factors you can’t anticipate (incomes in tech/biotech/finance jobs in Kendall / downtown Boston).

My only complaint so far has been old house problems. It’s a duplex so I can’t toss problems to the hoa, I am the hoa. So I’ve had to learn a lot about maintaining an old house, and plan fixes for things that need fixing.

Edit: also if you look at tax rates and the residential exemption you’ll find that you save a lot of money there compared to the suburbs. Cambridge especially, damn near zero property tax