Okay, make sure the police know that, too. And think about all the places you've been, even if you haven't shopped. If you use a physical card, get an RFID wallet or RFID sleeves, which I use because I carry my card with my phone. They block skimmers from picking up your card.

If you also filled out paperwork anywhere or if your card was out of your sight at some point, such as a restaurant. My dad had his info stolen at a dealership mechanic because they left his paperwork sitting out in Gaithersburg several years ago.