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zgrizz t1_je9hc76 wrote

That's so vague it's impossible to tell.

What kind of car. What level of coverage. Your age. Where you live. (No, not asking you to post them)

Those are the big ones that determine your rate. It doesn't sound horrible. Shop some of the online price quote sites and see how you fit there. That will tell you if it's reasonable or not.

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1234nameuser t1_je9ham1 wrote

I'm old folks, but pay $80/mo.

For $200/mo I would be driving uninsured regardless of age.

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Nalek t1_je9wtcm wrote

I was paying under $100 for my insurance, then moved to MA and now I'm at $250. Every time people tell me that CT drivers are worse I just point them at my bills.

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nutmegger2020 t1_je9kk4l wrote

Dammmmmmm!!

When I was 18, I was thrown into a pool paying $500/yr in 1980.

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ThePermafrost t1_je9k39g wrote

For an 18-24 year old guy, $325/month is probably what you’d be looking at for full coverage. Past 25, that rate can go down to $80-$100.

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fuserx t1_je9mh89 wrote

Holy crap. This makes me feel a lot better about my own price.

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1234nameuser t1_je9o6fw wrote

Wtf, wonder how much of this is tied to healthcare costs vs actual collision damage

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Teereese t1_je9t20y wrote

Honestly, $205 isn't that bad for a new driver, even for just minimum coverage.

I have my 24yo daughter on the same policy and it is $130 a month for two drivers and two cars with full coverage and increased liability amounts.

She was paying $225 a month on her own policy.

As a new driver in her late teens/early 20's, it was closer to $250/300 for basic coverage and liability.

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bri1468 t1_jeaucx8 wrote

It depends what your coverage is. Without giving way too much personal information then is appropriate for Reddit it would be hard to know if this is a good rate. There are so many factors when it comes to rating. The best way to know that you are getting a good rate is to get a few quotes from independent agents or get a few quotes yourself and compare coverage and pricing.

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