I’m paying like $750 for 6 months for a 2020 Corolla. $500k liability and $100k medical. I’ve noticed small increases (like $8).

5-year good driver meaning… you’ve only been driving for 5 years? Or haven’t had an accident in 5 years? Youth and driving history can make a huge difference. I’m in my early 30s with 15 years’ experience, for reference.