HUSKY Health Insurance - Do I have to pay them back when I no longer qualify for it?

Submitted by Background-Fan-4052 t3_yeg4kk in Connecticut

Hi, My husband and I (plus 2 kids) qualified for Husky A Health Insurance in 2021 and 2022. During 2022 our income increased above the Husky max limits and now it looks like we won't be able to renew our HUSKY insurance for 2023. Given or incomes went above the max limits to qualify during 2022, when we already had Husky...when we do our 2022 taxes in a few months, will we have to pay HUSKY any money back? I am nervous about this. Have you experience this in the past? Could you share your insights? Thanks,

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Bree867 t1_itxxayu wrote

Sadly, I think you are meant to report the increase in income when it happens, not wait until renewal. I'd call asap.

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PolkaD0tMom t1_itz1fkg wrote

You have to report the change as soon as possible. But you'll remain eligible throughout the public health emergency. Income changes aren't affecting or changing your Husky eligibility during the PHE.

Filing taxes and paying back isn't a Husky thing, you're thinking of Marketplace insurance with Advanced Premium Tax Credits.

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Hyasfuq t1_ity2y91 wrote

My uncle got a raise and didn't report it. Said he didn't know.

Ended up costing him a lot of money and 2.5 yrs of his life.

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bri1468 t1_ity5p6x wrote

Definitely report the increase as soon as possible. There is currently a public health emergency in effect that is extending Husky coverage anyway. Since the PHE is extending the husky coverage in my opinion more than likely you will not end up paying anything back. Also Husky eligibility is based on current/ monthly income and eligibility doesn’t have much to do with tax filing other than your tax household size versus the federal poverty level. There are other programs that the annual gross income is the number being looked at but for Medicaid it’s the monthly / current income only that is taken into account.

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buried_lede t1_ityo1zx wrote

I think you are supposed to report significant changes promptly. Maybe within 30 days? Something like that?

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nutmegger2020 t1_itz8dwn wrote

Call Access health and talk to them . We are still in a state of emergency but I'm not sure if thats only effects Medicaid or the other Huskey Options but it looks like Huskey A is part of Medicaid and should be under the state of emergency rules.

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CTdadof5 t1_iu1mrt3 wrote

Call them and ask before you get to far along?

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Kaido_Law t1_iu1qlkq wrote

Anyone have the number to Husky or access health? I have to report too

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lowlife9 t1_ity1bsk wrote

They mite consider this insurance fraud, you mite be looking at some jail time.

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Gil_V t1_itz7xsp wrote

That’s completely incorrect

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nutmegger2020 t1_itz8to2 wrote

Dont say things like this unless you know for sure. Its very stressful what she is going through,

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