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krugo t1_ixdqp0y wrote

I signed up a couple days ago and live chatted them to get down to the 13.1 rate. They effectively cancelled my original online app and re-signed me up over the chat w/ ESAVES5 code.

If you do this, let me know - there's also a referral code that gets both you and the refer'er a $50 gift card (stacks with the lower rate). PM me if you'd like that though, since I think it's against sub rules to publicly post that.

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