Ah, gee, you mentioned the one category that isn’t competitive at credit unions. Their savings acct interest rates and CDs are usually not competitive with banks. They offer great interest on checking accounts that are active though, unlike banks. I have totally free checking and make interest on it, so basically I am being paid by them to have a checking account. That’s common at credit unions.

For savings, though, I would look for high interest savings accounts at banks, especially online banks like Amex or Marcus or capital one.

I do recommend credit unions for every day checking, car loans house loans, personal lines of credit. Connex is good, Sikorsky is good too. There are a few good ones here

Edit: for investment accounts, don’t use newbies like Robin Hood and also any that charge you for trades, like Merril Lynch. Open an online account at one of the solid standard brokerage houses. Examples: Fidelity, Charles Schwab and TDAmeritrade all have user friendly platforms with just tons of guidance and analysis/research into securities to get you started. You can open an account with a dollar and they are free to buy and sell stocks and ETFs etc.

Brokers like Robin Hood offer so little. Their users run around the Internet scratching together research on potential stocks to buy and their security is untested. The others I recommended allow access to reports for free that would otherwise cost a small fortune to subscribe to from dozens of sources

Look for promos too. Fidelity just had one (maybe still going) where they’ll put $200 in your account if you open a new account with $50