Bought home in West Hartford Dec. 2019. 1,300 sq/ft. $236k. $20k down. 30 yr mortgage. 4.5%. Refinanced late 2020 to 15 yr at 2.25%. My hourly rate comes out to $51/hr. Mortgage is $2200. I pay $2500. When I bought the house I was single. Got married last year. My wife also owns her own home.