Wife and I are a unique case. We both graduated college with MBAs (community College for 2 years, Uconn for 2 years, different grad schools), and we both came out of school with student loans. We lived like absolute hobos out of college and payed down debt as fast as we could. Like...

rice and beans

driving uber at night

prepaid phones

library card for when we needed to get on the internet

no streaming services

no cable

kept the temp at 50 in the winter and no AC in the summer

Drove 1 car and carpooled

Etc etc etc...

Bottom line, we paid off $130k in student loans and own our home with no mortgage at the age of 38.

We live on 8 acres in East Granby in a 3000sf recently remodeled colonial, and are putting in an 800sf addition in the summer. We have a combined income of about $260k / year.