I planned on the trees (each tree cost between $1200-1500 and i took down 6), but yeah the appliances were not. What really sucked was the dishwasher shit the bed the first week I was in the house, my wife then got in a car accident 2 days after totaling her car. But you have to think about WHEN something is going to need to be replaced, not IF.

Point is, shit breaks/needs to be maintained and you need to be prepared. For example, the air filters for my central air/Heat get replaced every 4 months and a box of 3 is $80. You're going to need lawn equipment/snow removal equipment, etc and they all need maintenance. And if you think "I'll just pay someone to do it" call around and get prices, you may shit your pants. Learn how to maintain your own stuff.

Another example, When my central air went down, it was a simple capacitor. Just the service fee was $150, the part and install was about another $250. In the middle of summer, that's a big deal