While fundamentally you have a good point, reality is a totally different world and one many of us spend our day in and day out experiencing.

The word fair, or people saying "not right" or " if you don't like it don't do it" is not how or what most people base their choices on.

Many individuals are born in rural areas or literally (I'm actually being literal) just outside a city yet unable to afford anything closer and have some type of debt, mortgage, car payment; these are liabilities and unless you bought a 1969 Shelby or a home on a body of water your most likely in debt.

The banking and financial system isn't the most inclusive world either and literally giving out money to everyone was tried and FAILED.

When HUMANS are born anywhere they need to be raised to make it to a point where their prefrontal cortex is able to make real choices; not, am I going to eat what mom and dad made or am I gaming or tick-tocing this really cool Micheal Jackson dance?

Do YOU choose to be born, no. You can choose to live, but being born isn't a choice that ANYONE can or has made...wow, guess what? This means they are, in some way (this is factual), a product of their environment. No matter how much savings, how altruistic an individual may be there are many many factors that go into; " if you don't like the price of gas just move."

I think I explained it well enough. I'm basing this off of many things, but history, facts, evolution, religion (you'd be surprised how much the religious institutions understand and adhere to many of my examples) and just the eye test.

Cheers.