Not likely. Right now finance is spending all its waking time and resources on scooping up real estate hoping to make it a permanent source of income for itself. It'll take decades for that to be undone if it happens at all, which isn't likely.

We have this fantasy that Boomers kicking off will free up tons of real estate and drive down prices and it seems very unlikely. In most cases that will simply be passed on to other family members, and while many will be sold on, many more will hold onto it if only for a better price, whether it comes or not.

I think the reality is that a lot of the current generation that can't afford a home will be stuck with that going into the future. Millennials and Gen Z to be sure, but many from Gen X are in that boat as well. And even then, banks won't sell off homes on the cheap because they aren't profitable anymore. They'll try to sell off the land to developers, anything to pull one last profit from it.