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TootsieNoodles t1_j9hmbuh wrote

Reply to comment by SwingmanSealegz in How good the US will be for living in future for those who will be earning decent?? by [deleted]

I fully agree with your message but I am honestly confused how you could think that 2k in fun money PER MONTH is not very much.

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SwingmanSealegz t1_j9iiqxg wrote

I’m supposed to be saving for a goddamn house.

FHA is not an option. A 10% down payment is literally $90,000+ anywhere within 30 mins of where my wife and I work. Ideally, I would love to put down 20%, and even then I’m still competing with cash offers.

Sure, an extra 2k is a lot for someone who likes living paycheck to paycheck. I don’t like that. I won’t like being a forever renter. I don’t want to start a 30-year mortgage when I’m 40. I want real estate to pass onto my kids because this economy will be even more fucked in time.

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