Well, money gives you security so you're not dumb for wanting to focus on it but part of that is propaganda. If you want happiness get a job that gives you enough to provide for your needs and look elsewhere for the emotional/intellectual security. Focus on your community? Raise a family? Teach yourself useful things? Get a hobby? The best chance you have of making it through whatevers coming is by having a strong sense of connection to a community (if available to you, its not always) and by having the emotional resiliency to not crack under changes or not getting your way. No one knows whats coming. If you put all your eggs in the cash basket eventually you will crack.