Agree. Raccoons and squirrels can be nasty. They'll jump out of dumpsters on to you if you walk by at the wrong time. Raccoons will also definitely live in your attic and that can be a HUGE problem

Rats tend to be pretty chill or nonexistent in CT because they get trapped or caught by cats and other predators, though there are some houses in Hartford where they will come inside and are a bad problem for a specific complex or city block sometimes.

If you're in a big city and they are swarming in large groups (or stuck in a subway car with you) or endemic to an entire neighborhood, they can be more of a problem, but that's definitely not the case here.