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OkDirection2434 t1_j5vmx5p wrote

If you're in your 20/30s, should you forget about owning bonds in your 401k and go 100% with equities? My concern is that bonds do not provide higher returns over time.

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washingtonpost OP t1_j5vof0a wrote

It’s all about your risk tolerance. Being in all equities right now will try your patience and sanity. Can you sleep during periods when the market bounces in and out of bear territory?

Most experts, suggest you still have some bonds even in your younger years. You want balance. And what that balance will be will depend on how much risk you can stomach.

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