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filthythedog t1_je4a6tf wrote

Well the quote I got from them was certainly beatable and has been every year.

You just need to shop around.

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GlassEyeMV t1_je4piy4 wrote

Yup. I considered changing when I moved to Virginia. I’ve had Nationwide all my life and Costco and Geico came in at the exact same price I was already paying. I liked my agent, and she ended up saving my ass twice over the years, so it was definitely the right move.

Shop around. Find what’s best FOR YOU.

I still have Nationwide. They consistently come in as the cheapest or within $3-4 a month of it and their customer service has been top notch.

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KDSM13 t1_je50kof wrote

USAA all day

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XXxRedrumxXX t1_je54bga wrote

Not the cheapest for me, but the few times I’ve had to use it, it’s been an incredibly easy and smooth process. Would not use anyone else even if it saves me a few bucks.

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Chris_Moyn t1_je609i5 wrote

They tried to low-ball me on the replacement cost of my Tacoma when I caught them lying about comps. But they've been ok.

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C0ffinCase t1_je6t80n wrote

They did the same to me in June. They're in a class action lawsuit for doing the same thing to 1000's of other customers.

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KDSM13 t1_je7md64 wrote

Interesting, I have had several claims with them and had wonderful experiences. I wonder if this is new or if I am lucky.

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C0ffinCase t1_je6t328 wrote

USAA is in a class action lawsuit for defrauding their customers during the claims process. It happened to me back in June. Leave before they screw you.

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Beneficial_Prize_903 t1_jea5f8n wrote

USAA is one of the worst insurance companies I deal with. I represent injured persons and USAA makes everything so difficult for their own insureds. I get it being difficult for "the other guy" but when your lawyer has to sue just to get the no-fault medical payments (Medpay or PIP) it is terrible service. I've dealt with many insurance companies and USAA is at the top of my list of "never have for yourself".

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KDSM13 t1_jeb3ewe wrote

So which is the best for all of us to know about? Let’s help some ppl with the LPT

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ReluctantSeer t1_je6iu7q wrote

Same with tires. They are cheaper anywhere else.

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Mortifer t1_je6y05c wrote

I have not found this to be the case for quality tires, provided you are buying the brand that is on sale at the time. One single time in the past decade, I found basically the same price from another vendor, but every other time Costco has beaten everybody else.

I'm only talking about same-tire comparisons. I don't shop for the cheapest tire that fits the vehicle. When I'm looking, I'm looking for a specific brand and tire for the vehicle (Bridgestone and Michelin for the last several purchases).

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Logizyme t1_je7jj45 wrote

+1 for all of this ^

There are cheaper tires out there. Costco does not sell low tier brand tires. They sell high quality top tier tires, at cheaper than anyone else.

Michelins, Bridgestone, BFG.

They include road hazard warranty for free, which is a considerable add on at most places, and theirs tire centers are widely available.

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ReluctantSeer t1_jegezz1 wrote

I understand. I don't look for the cheapest but the top tier is just....dayum.

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itsalloverfolks007 t1_je4jpp0 wrote

Where did you find a cheaper quote? I was looking around recently since my Costco premium went up when I sold my 2nd car and lost my multi car discount.

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filthythedog t1_je4ki1t wrote

I'm in southern Ontario, Canada. Not sure where you are.

I'm 53 and drive a 2016 Focus ST. No accidents or claims since forever. From memory Costco quoted me about $1400. I pay just under $1100 with Belair. Got plenty of quotes in the 1100-1300 range.

Sickens me, actually. I'm originally from the UK. My insurance there would be less than half of what I pay here.

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Recent_Caregiver2027 t1_je4no4v wrote

yeah but your house would cost twice as much and be half the size so...

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astris81 t1_je5rszh wrote

Have you seen the house prices in the GTA, there are only a few towns in the UK with comparable prices.

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