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EvErYLeGaLvOtE t1_je4me1x wrote

Hey I actually have this! You get it through the executive membership though.

The company isn't owned by Costco, they just offer members special discounts. Used to be called Ameriprise but now they're called Connect.

I live in Houston and drive a 4 door sedan. Annual for me is about $1200 and I have basic coverage. I'm sticking with this company still because a kid crashed into me 4 years ago, totaled my car, and this insurance made everything SO easy. They got me a check within 4 days, no questions asked.

Best experience with a car insurance company I've ever had

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Lee2026 t1_je6b8pu wrote

$1200 for basic coverage!?

I pay $1600 annually for 2 cars. One is a 2021 with full coverage and the other is a 2006 weekend car I have liability only for. Unless you are a new driver or have a bad driving record, $1200 is a lot

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EvErYLeGaLvOtE t1_je6bl2o wrote

It's because how bad Houston is :( Specifically, Harris County.

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mrnewtons t1_je6o8qh wrote

Depends on the area, I have a flawless record and I have a 2010 Ford Fusion. I still pay about $1,600 a year now because prices went up for both renters and auto insurance.

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But I live in Seattle, so if I get in an accident it's probably with a really expensive car... I also have more than the basic coverage for the same reason.

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