I hear you. We all pay man. A company didn't get paid, govt will reimburse and we all, most, pay taxes. Our national debt will go up.. Nothing is free in life lol. And lots of people make payments and doing fine that get the discharge. Google who pays for student loan forgiveness. I had almost 6 figures of student debt, got a good job, read the fine print and paid it off. Now govt is essentially handing out 10 20k.. I want my free money!