You can even claim "exempt" from withholdings for social security...

Every year, lots of idiots find that out. And they assume it means they're somehow exempt from it. Like, there's just a secret opt-out that no one knows about.

So they change it, and because they think it's a secret life hack, they don't tell people they found it.

Then Social Security calls their employer, locks them at a high deduction, and give them a giant debt.

Just pay taxes as you earn money, it's not worth the hassle