Lifelong Florida resident here. We are in a fast race with California for the highest home insurance and are #1 for highest car insurance. With the upcoming 60 to 100% increase in home owners insurance in June my bet is that a year from now the housing market will tank due to foreclosures. We are clearing the woods to build cracker box houses and a SUPER toll highway that begins at the Georgia boarder that goes all the way down the Gulf coast. Red tide and the five thousand mile long seaweed (you read that right) bloom that will hit us very soon makes living here delightful. Ain't freedom grand!