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lama_drama99 t1_j0e7c5q wrote

Reply to comment by my-religion-is-love in Need advice: can't get auto insurance because of spouses bad driving record by my-religion-is-love

I don't think you'd have to insure him if he doesn't have a license. You have to put him on legally of he drives but where he doesn't I don't see why you even have to mention him.

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my-religion-is-love OP t1_j0espri wrote

Because his license was suspended, I worry they'll claim fraud if I don't mention that. He doesn't drive yes but he is able to so they still want his info. They do the same to your parents when you turn 16 even if you don't have a license yet.

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lama_drama99 t1_j0etn7m wrote

They didn't to mine, my parents didn't have to do anything with me even when I had a permit.

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sledbelly t1_j0irwhg wrote

I just had to add my 15 year old to my insurance as a permitted driver.

We were told by his drivers ed that it was state law that we had to notify our insurance once he received his permit.

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lama_drama99 t1_j0it3vv wrote

Hm maybe it's a new thing? I was never insured independently or through my parents until I got my license. I also did have to renew my permit because I didn't take my test within the 2 years or receiving it. I think it's definitely smart either way to have your teen insured though

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lama_drama99 t1_j0iuwa7 wrote

It also is possible my parents just didn't know they had to add me. Considering a refused to drive most of the time anyway as a teen lol They did add my sister once she got her license.

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