You will need to go to a local independent insurance agency. They are authorized by a lot of insurance companies so they will give you several quotes. If you are truly too high risk for standard insurance companies, there is a group of companies that are in a high-risk pool and you'll be placed with one of them. you didn't mention where you are in Maine but look for an independent agent that isn't tied to a single insurance company. All of the companies you mentioned are direct writers or captive agents.