In Stonington one of the houses got absolutely fucked after the new Summer Folks who bought the house didn't know to turn off the water after they left for the winter. It ended up bursting the lines due to freezing, flooding the house and then also freezing the flooded house causing a very substantial amount of damage. This was a few years ago, but still water does freeze and cause damage.

Edit: I forgot to add that the damage caused means the entire house either needs to be completely rebuilt or extensively worked on.