but it's NOT in the employer's best interest to screw over the employees.... IF they have a genuine desire to keep their reputation so they can hire the best employees in the future.

it might be best interest in terms of SHORT TERM financial gain, which, too, is a problem.

forgetting about the free market, there is a real, visible problem: Young folks who can't get insulin really do drop dead every year.

Should government really be able to step in and save its dying young citizens? By just straight up buying them some insulin, without waiting for the paperwork or the insurance to kick in at a new job?