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No-Setting9690 t1_jclxzlx wrote

We're not the provider or insurance company. We are a 3rd party billing company. Yes, profit margins are small. In our collections agency, it's even smaller, with 100x more regulation. FDCPA, FCRA, TCPA, HIPAA, PHI, etc.

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theSG-17 t1_jcm84gi wrote

Hopefully you go out of business.

Fucking leeches.

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No-Setting9690 t1_jcmcjwz wrote

You have zero understanding of what we do or who we do it for. We're the leeches??? There is trillions in debt in collection agencies and unpaid medical bills for chosen services and we're the leech? Please you're a child who knows nothing.

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schu2470 t1_jcmgvcc wrote

> There is trillions in debt in collection agencies and unpaid medical bills for chosen services and we're the leech?

Yes, you are. Medical debt in this country is a fucking tragedy. Most people go into medical debt to either save their lives or get treatment to prevent a disease from ruining their quality of life.

Chosen services. You're almost as bad as the fucking insurance companies who cause this mess.

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Retlaw83 t1_jcnxj4r wrote

>We're the leeches???

Yes. Medical debt happens either because the system is broken and those who need help can't afford it, unlike every other civilized country, or because someone forgot to pay a small bill they can easily afford and the hospital shunts it off to some sleazebag collection outfit instead of sending a second notice.

You're an IT professional. Have some self-respect and go work at a real company that provides a net good to society instead of being a bootlicker of the evil industry you work in.

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schu2470 t1_jcmb3lj wrote

A 3rd party company between the provider and insurance? Sounds to me like needless waste. Cut out the middleman and pass on the savings. Hospitals already have billing and collections departments.

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No-Setting9690 t1_jcmbzyj wrote

Hospitals normally do not have collections. It's an industry that requires experts, they do not normally have the technology as well. We do not bill for hospitals, we specialize in ambulance billing. They do not have the staff for it, as they're typically volunteers, paramedics, chief of fire, etc. This is who we bill for. We recover 2x for them over themselves doing it.
You want savings? Stop having people go to the ER that does not need it. 90% of what walks in the door is urgent care or less. Stop having people take ambulances as a taxi and then don't pay for it. In PA, nonparticipating insurances send the checks to the patient not the provider. Gotta be some dumb kickback there, it makes zero sense. Patient cashes and keeps it. These trips then do not get paid, and costs for other trips must go up to offset.

System is jacked, but a lot of it is because of the gov'ts rules.

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Retlaw83 t1_jcnxxxa wrote

>In PA, nonparticipating insurances send the checks to the patient not the provider.

I live in PA and this is absolute bullshit. I have always received bills from my provider telling me how much I owe them that insurance does not pay.

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