I had to learn last year. PM me and I will answer what I can as time allows.

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I will do the best I can. Shit isn't simple.

I’d think if it’s the same plan, it’s the same plan. You can use the credit calculator on IBX website. https://www.ibx.com/find-a-plan/individuals-and-families/tax-credit-calculator

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Hi, being on the exchange (through Pennie’s) and off (private insurance), is the exact same benefits with the same plan, but with pennie only they can give you tax credits to lower your premiums, there is no reason not to go through Pennie if you can get a lower premium…but if you and your SO file taxes together that may impact your income levels. Just go the pennie website to calculate your new premiums

I can't help you there but I just used that mark Cuban generic pill thingy for my expensive peepee pills. It was 600 but was like 10 bucks shipped.

Call Pennie customer service, then call the insurance company with questions. We've been happy with the insurance we have through the ACA (Pennie). It's allowed me to retire a year before I'm eligible for Medicare. Good coverage at a reasonable cost.

Marketplace insurance is private insurance. It's the same plan.