Many Millennials just don’t WANT kids. They’re used to their childless life.
I don’t think anyone ever is confident on the affordability factor. But many ARE certain on the fact that quality of life and difficulty to live are inversely proportional and it’s only going downhill. Millennials are also heavy into hookup culture, which isn’t great for child stability. But I’m a millennial and I have 4 kids. My bank owns a crapshack in my name that I had to fix myself to get a certificate of occupancy for. Married since we were 18. it CAN be done, it’s just not as comfortable as previous generations had it and my margin is smaller and I have to be careful. But if I had to compare my life to previous generations financially I’d drive myself into an early grave. But my kids don’t know that, to them it’s just life as always and will Continue to be. It’s like They’ve been born in captivity lol - it’s all they’ll ever know, and they’ll find their own loopholes to exploit in the name of success, just like the rest of us do.