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srpayj t1_iwn6qxc wrote

Check to see if your homeowners policy covers your service lines. If not check to see if you can get added coverage for this. You may be able to cover all of your utility lines with your homeowners policy for a reasonable price.

I get mailers and inserts from my gas, water, sewer and power lines almost monthly. They are relentless.

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notronp22 t1_iwn7e21 wrote

I have heard numerous first hand experiences where it is near impossible to get them to pay a claim. So my vote is no.

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Odd_Description_2295 t1_iwnau26 wrote

Yeah, they saved me alot of money on a leaking gas line. Im sure water is the same.

But i used dominion

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PBfromPhilly t1_iwndx0h wrote

I have a few policies with AWR and we’ve been very happy with the results. Their customer service is not the best, but, they have saved us thousands.

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cpr4life8 t1_iwo06pr wrote

Replying to srpayj (#548,874)

A rider isn't the same thing as a service agreement. There's no deductible or copay with a service agreement. And it won't impact your HO premium like it will if you make a claim with a rider

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megistrash t1_iwpic0a wrote

Replying to notronp22 (#548,921)

They are a horrible company to deal with-both for personal and business. I def had some bad experiences with them. And have found others with even worse experiences from around the US (they operate in a lot of states under similar names-just change out pa for another state) i wouldnt trust them for shit. Dont give them any more money than u have too!

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creekjumper90 t1_iwpqrkw wrote

I'd rather keep the $200 a year and pay for the repair myself. If it doesn't break for 30 years that's a lot of money to throw away.

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Black_Fish1 t1_iwq4qsr wrote

This is something you can add to your home owners insurance for a lot less. I never bothered. Going to roll them dice instead.

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BizzieD t1_iwrq3tf wrote

Sometimes the HO policy will only cover the damage to your property not the line itself or any damage or sidewalks (in Philly esp you are responsible for your sidewalk.) I sold Allstate for years & they only covered the damage to your property (up to coverage limits) - only able to compare to Allstate prices, and I always found these types of policies provided better coverage for a better price (no deductible & no claim surcharge on HO policy.) It's like all insurance, you pay for it hoping you'll never have to use it, if you end up using it it pays for itself.

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