Viewing a single comment thread. View all comments

AFD_0 t1_j400mhm wrote

Just curious, but would that also apply to hitting a dead deer carcass left in the middle of the road?

Several years back I ran over a brick that must've fallen off someone's truck and they wanted to write it up as a collision, since it wasn't a moving object. Thankfully it only trashed the tire which was cheaper than the deductible, but with our hilly and windy roads, some shit is just hard to spot until you're already on top of it.

4

SomeOtherOrder t1_j41y0o2 wrote

No. If you hit a stationary object, that’s typically considered collision not comp.

The “brick fell off someone’s truck” situation is tough. The moment it touched the ground, it’s no longer considered a falling object or “missile” so comprehensive wouldn’t apply.

If it fell off the truck and landed on your hood or windshield, that would be considered comp.

3