Submitted by [deleted] t3_109r1c3 in Pennsylvania
AFD_0 t1_j400mhm wrote
Reply to comment by Stinger6actual in Hit a deer, not good for the deer or the car (PA insurance Q) by [deleted]
Just curious, but would that also apply to hitting a dead deer carcass left in the middle of the road?
Several years back I ran over a brick that must've fallen off someone's truck and they wanted to write it up as a collision, since it wasn't a moving object. Thankfully it only trashed the tire which was cheaper than the deductible, but with our hilly and windy roads, some shit is just hard to spot until you're already on top of it.
DetectiveDreadful t1_j40233f wrote
“He wasn’t dead when I hit him”
Megalodon_91 t1_j4e3rfl wrote
i saw him blink :)
SomeOtherOrder t1_j41y0o2 wrote
No. If you hit a stationary object, that’s typically considered collision not comp.
The “brick fell off someone’s truck” situation is tough. The moment it touched the ground, it’s no longer considered a falling object or “missile” so comprehensive wouldn’t apply.
If it fell off the truck and landed on your hood or windshield, that would be considered comp.
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