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boringreddituserid t1_j5258mg wrote

401K contributions are taxed in PA. Distributions, including all gains are not taxed by PA.

I don’t think charitable contributions are deductible either.

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sandmanrdv t1_j536jwh wrote

The only way 401(k) or other qualified retirement plan contributions would be taxed is if we are talking about a Roth Plan.

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boringreddituserid t1_j538rpj wrote

That’s not correct. Many states including Pa tax the contributions, but withdrawals are tax free. Whereas other states don’t tax contributions, but do tax withdrawals.

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sandmanrdv t1_j53bhus wrote

Ah we’re talking state income tax here. I stand corrected.

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Jumpy-Natural4868 t1_j5hh9bl wrote

Correct OP could fund a 529. That's PA.tax deductable. Up to $15k per person for tax year 2022 until April 15.

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