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TzarKazm t1_je2o8ne wrote

If you want/need a house now then buy one now. Trying to time the market is kind of a fools game. Some people get it right, but most people get it wrong.

Buying a house is a lifestyle choice, like a car, or a watch, if it's the lifestyle you want and you can afford it then you should do it.

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NoellaChel t1_je32iw4 wrote

Another factor to consider is the “responsible”part I have friends who could easily afford a nice home but choose to rent as they don’t want to the headaches that come with homeownership theu like being able to call down maintenance and have them fix. (You don’t want to know what they pay for rent to have that nice maintenance option)

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TzarKazm t1_je4exhp wrote

Honestly, there are many days I regret buying a house. There is always something new that needs to be fixed.

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NoellaChel t1_je4mbq5 wrote

Exactly it can get expensive fast I prefer Owning because I like the freedom, I get up in the morning want to paint the house purple With green polka dots I can

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TzarKazm t1_je4wfew wrote

I hear you. For me, it's about 60/40 like/dislike. I feel like maybe a condo would have better suited me, I'm just so tired of things that need to be fixed. Some people are good at living with things that are not quite right, I am not one of those people. Everywhere I look, I see something that could be better, and it stresses me out.

I spent over a hundred thousand fixing this place when I bought it, and I still spend an amount equal to about half my mortgage every year just on upkeep or maintenance.

Not to mention the hundreds of hours I put in a year doing maintenance myself.

It's definitely a lifestyle choice, and it's not for everyone.

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NoellaChel t1_je5o5wx wrote

I am slightly below you I am about 90 Thousand in with this house and most of work done myself

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