We’ve been paid off since 2019. Before tax credit and grants I think it was 12k? Break even point was 2020 (we paid it off early) but we were already paying less per month to pay it off then we had been paying on pre solar elec. so it wasn’t costing us “more” to finance it. The money was going out to NG anyway even if we hadn’t bought a system so it’s not like skipping it was going to “save” money. And tax credit is now even higher than it was. When we installed it was only 22% now it’s 30%.