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Degothia t1_iu5ghyi wrote

Reply to comment by Unique-Public-8594 in Santander Bank asks for ID when depositing money. by continue_Banca_3223

Not hard. If you've validated an account number, routing numbers are easily googled. Then you just initiate an ACH / EFT debit against the account because all you need is an account and routing number.

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saucyname t1_iu5t8j3 wrote

One of my banks just slaps their routing number on their homepage, not even in a sign in area.

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Degothia t1_iu5thsq wrote

That's because it's not a unique identifier. Banks typically assign routing numbers by state / region the account was opened in. So for example, everyone who opens a checking account with citizens in RI has the same routing number.

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saucyname t1_iu5uioo wrote

I was just pointing out the ease of acquiring them to try and set up a debit from an account once an account number is validated.

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