I have been with Liberty Mutual for about a decade. Never any issues with any claims. Geico? Stay clear. Not only are they high, but the biggest issue is they have a tendency to deny claims made against your policy so if you're at fault, you may still get stuck paying for all or part of the claim out of your own pocket. I had Progressive, but the rates were far too high. When I switched, I am getting 2 vehicles and homeowners for less than they were charging me for a single car. Allstate, it all depends on who you go thru, some of the agents are shady as heck and I personally would never deal with them again.