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brianv83 t1_j5pysxw wrote

I had the windshield repaired by Safelite on my 2017 Wrangler back in 2018 through insurance, it was dime size puck mark, and when I went to change insurance companies last year it was listed as a claim and raised my premium everywhere I was quoted. Had I known that I would have just paid out of pocket for it.

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KennyWuKanYuen t1_j5pzh8l wrote

I thought so.

My parents have Amica and they told us it would be cheaper in the long run to pay out of pocket for a replacement than to file a claim since it’ll be on their records and will just cost more every year for a reason they couldn’t even control.

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SupermarketFluid3144 t1_j5pzkcx wrote

Nope didn’t change my premium at all. GEICO has a windshield glass program so I did the claim through them first. If they were able to fix the crack it would have been free but it was too big so I needed a whole new windshield, and I only paid the $50 deductible

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