If I had said $100 a month people would have said Oh No We Can't Afford That! Investing 101 (it's a multi-year course so start early.) Hating capitalism is no reason not to pay attention to ways you could be one of the ones traveling in their 80s. It makes sense to try to change the world, but we also have no choice but to live in the world as it is: might as well make the best of it.