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Meocross t1_je2gr8c wrote

Reply to comment by Matthew_C1314 in 31-Year-Old Used Her $1,200 Stimulus Check to Start a ‘Cash Stuffing’ Business—It’s on Track to Bring in $1 Million This Year by ChickenXing

Credit is not worth it if you have zero discipline, my families credit cards have been busted for poor credit, without debit cards international commerce would have been impossible.

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Matthew_C1314 t1_je2k34a wrote

I said heathy credit habits.

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DavidAmazing t1_je3ef9r wrote

Right, but not every system works for every person. Just like other vices, some people can’t handle credit and that’s ok. Sure it comes with other challenges but for some people those challenges are easier to manage than credit.

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grenade25 t1_je325n1 wrote

This is true. People who perpetually disassociate card spending with the cold hard cash they have in their account will never be able to build credit. More often than not they have psychological issues that need attention and treatment. This disassociation is common in people with addictions. Most common is gambling addictions but can also be materialism, hoarding, etc. These are VERY hard to overcome.

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