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hsvstar2003 t1_je5krqn wrote

I just use a spreadsheet and keep track of my purchases. I don't get why people need anything more elaborate than this

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RiverLover27 t1_je6bp41 wrote

Aside from not everyone owning a computer, being able to afford Microsoft Office and knowing how to use it, it’s also enormously stressful to even use Excel for some people, including me. My hands start to shake and my heart races if I so much as think about using Excel like this.

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toodle-dree t1_je84u8f wrote

Speaking of myself personally I am not really much of an Excel budgeting kind of person, I've tried it but I just have hard time staying motivated to use it. Admittedly I find having these aesthetically pleasing cash envelopes/binders and these elaborate set-ups a little extra but it helps people budget and get their finances together. Different things work for different people, so why not?

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