Or you can give it to your government for safekeeping, and receive 50% of what you've invested because most of it was used to pay other peoples pension and now the government cant afford yours.

Or just keep it at a normal bank account that caters inflation keeping your money somewhat 1:1.

Or invest and lose it all.

Or invest and ten-fold it all.

The difference is that in one of the countries the first choise is FORCED, and in one of the countries you can choose.

The joys of capitalism and freedom of choice.