I only pull in about 38-50k annually and you're doing a hell of a lot better than me. Keeping in mind about 30-40% of my income goes towards bills/mortgage. I was sick of paying rent so I just swapped my rent for a mortgage. If you can't pay 100% of the mortgage just pay the interest to not accrue more. You could easily save about 30-50% of your income and have enough for a house in <10 yrs.