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terpischore761 t1_iqt32wh wrote

Have you also looked at the Maryland Mortgage program? https://mmp.maryland.gov/Pages/Programs.aspx The income limits are a bit higher in Baltimore due to it being a targeted area.

There's also NACA and Landed which offer downpayment assistance as well.

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ballzdeep499 OP t1_iqtdol9 wrote

The mmp seems to be the worst of the programs out there, they give I think 7k for down payment assistance but the loan is a higher interest rate so it ultimately costs more than it helps

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terpischore761 t1_iqvn6f7 wrote

Ah ok. I thought theirs was 3-4% of the purchase price. But I forgot about the interest rate.

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