Not 125k in Philly anywhere you'd want to live, I doubt (though you def can find). But South Philly is pretty affordable and fine. No parking, but i think you can find something in like Newbold or Point Breeze in the 200s. Still not bad given how close those are to center city. I dont know that I would live anywhere in Baltimore where houses go for 125 either, though, and Philly has way better transit/walkability.