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EPIC_FAIL_73 OP t1_izbdiuc wrote

Reply to comment by smoovgee in Local Uber/Lyft drivers: how much do you earn? by EPIC_FAIL_73

Don't be a dick. It's a 2021 I got last year. And I lost my job.

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smoovgee t1_izbe620 wrote

It's impossible for me to be a dick. Literally and physically and metaphorically as well.

I can be. However, an asshole. I am not in this case.

Driving Uber/Lyft to is not a sound financial decision.

>I drive a new Honda Civic

> until I get a new job

Sell it or trade it in. That you think me saying that makes me a "dick" kinda proves that you are not financially literate.

As Biggie said once, "Don't be mad. UPS is hiring."

​

You got a car note you can't afford. You have a depreciating asset. Putting the miles and wear on it is not a sound financial decision. Sell it.

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officialspinster t1_izbrsft wrote

“Dick” is obviously being used in the colloquial way, you don’t need to double down on said dickishness. If you’re unfamiliar with the colloquial usage, I recommend looking it up instead of being a dick about it. You called them financially illiterate. That’s a dick move, whether you have one as part of your anatomy or not.

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smoovgee t1_izbssel wrote

He is financially illiterate.

I'm not being a dick cuz I cannot be. As I said, I can be an asshole but I can't be a dick. In any way.

Did I call him dumb or any variation thereof? No.

But maybe I'm wrong. Please anyone explain how someone with a new car and no job who wants to drive uber or lyft makes financial sense. More So then selling or trading it.

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officialspinster t1_izbsw5q wrote

There you go, being a dick again.

Edit: before you come at me in a dickish way again, please check out the third definition.

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smoovgee t1_izbt68p wrote

Right.

Ok.

Thank you for answering the question.

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officialspinster t1_izbtdkg wrote

He bought the car last year. He lost the job this year. Shit happens.

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smoovgee t1_izbtiei wrote

Yes it does. Shit happens. In this case, sell the car.

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officialspinster t1_izbttjg wrote

Or use the car to keep yourself above water financially while you look for another job. Beaters are notoriously unreliable, and cost a ton in maintenance. That’s not a smart option, either. Just because you would do something differently doesn’t make this person financially illiterate. Nobody asked for your judgement.

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smoovgee t1_izburs3 wrote

This isn't AITA. I didn't give judgement.

If it makes financial sense to take a depreciating asset, add unnecessary wear and tear so that it's worth considerably less plus the added costs, if that makes sense to you. I don't know what to say.

Is what it is I guess.

There's other options instead of that. It's holiday season, op can pick up jobs at any retail shop.

They can get with UPS, FED EX, or any of these hundreds of delivery ops with contracts with Amazon.

I find it interesting that your hangup is , "financially illiterate" like I cursed OP lineage or something. Most ppl are not financially literate.

A car is a liability that's generally easy to get rid of. He should sell the car, get what he can and get a older Honda.

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officialspinster t1_izbv68i wrote

You’re definitely being judgmental. You’re so stuck on this one possible thing that OP “should” do that you refuse to entertain that it may not be an option for them. Find another suggestion or butt the fuck out, because you’re not helpful, just a dick.

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smoovgee t1_izbvon3 wrote

Wtf? Am I supposed to give multiple suggestions? Did you? Others already gave suggestions.

You're disingenuous. Your only complaint is financially illiterate and all this fucking time you still haven't answered the question.

>butt the fuck out

No.

>because you’re not helpful

That's your opinion.

Sell the fucking car. Or keep it. I don't give a shit. Adding unnecessary miles, wear n tear on a new vehicle so you can pay bills is fiscally irresponsible.

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officialspinster t1_izbxy8t wrote

I didn’t give any suggestions, because OP wasn’t asking for them and didn’t want them. I respect people.

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default_laura t1_izd4g20 wrote

Ma’am, all due respect to your financial chops, but your view is limited.

Not everyone is solely looking at a spreadsheet to calculate their bottom line.

It may be incredibly stupid for OP to try and sell depending on outstanding financing. OP may be in a place where they absolutely require the flexibility that gig work offers, but may be limited by disability from doing the type of delivery that Amazon/UPS/etc requires. It takes maybe 4 days a week max to get $600, and you don’t necessarily put a lot of miles on your car, if you choose your trips wisely.

(OP, don’t forget to record your mileage and expenses for tax time)

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