Wtf? Am I supposed to give multiple suggestions? Did you? Others already gave suggestions.

You're disingenuous. Your only complaint is financially illiterate and all this fucking time you still haven't answered the question.

>butt the fuck out

No.

>because you’re not helpful

That's your opinion.

Sell the fucking car. Or keep it. I don't give a shit. Adding unnecessary miles, wear n tear on a new vehicle so you can pay bills is fiscally irresponsible.