It's a national CU, but Alliant.

​

I've used them for years. In order to qualify, you have to "promise" that you made a $5 donation to a charity. I think you can pick which charity...and honestly, they don't even verify you did it.

​

But it's fantastic for every day checking/savings. A decent APR on the checking account, the savings rate is competitive with the big online high yield places like Ally, and they refund $25 worth of ATM fees each month (fees are deposited the next business day after the charge, too).

​

If you use their "car buying service" they'll knock half a percentage point off your rate.