Ever year—especially post-covid—this becomes more embarrassing. How many realms of life do you actually need a physical card for nowadays? Credit cards, gym cards, library cards—all of these have been outsourced to digital functionality. It really shouldn’t be that hard for transit to do the same (and it doesn’t even need to be tied to your credit card like NYC—you can just have a virtual card that can be reloaded with funds whenever you want).