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jason_sos t1_jdkim2j wrote

I moved from MA to NH, and I can tell you that you don’t save much money by registering in NH. We don’t have excise tax, but our registration cost every year is based on the value of the vehicle. So it’s essentially the same thing, just in one bill from the town rather than split between the RMV and the town.

Also, as much grief as the RMV gets, in NH you have to know where to go for different things. You normally get plates (and yearly decals) from the town office, license from the DMV, but if you want a special plate, that is the DMV too. Inspection costs vary from station to station, and you usually have to schedule them. Everything expires on your birthday, so “Happy Birthday! Now pay your car registration bill!” Oh, and the town office is open 9-4 M-F, and closed 12-1 for lunch, so you might as well take the day off to go.

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7573 t1_jdlnmcz wrote

Yeah, New York sucks with dealing with all that too. It is much more the stereotypical RMV... sorry, DMV... the typical hateful clerks etc.

I think the whole plate thing is to save on car insurance though by having it garaged in another place.

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jason_sos t1_jdltd0i wrote

The insurance thing is only true if you don’t have a loan, because most banks require you to carry insurance if you do. And if you have a reasonably new car, you’d be crazy to not carry any insurance on it.

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awildcatappeared1 t1_jdkwbr0 wrote

You forgot the best part. Insurance is optional.

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jason_sos t1_jdlt6om wrote

Unless you have a loan, because most banks require it. And unless you’re buying a used car cheap, you’re likely to have a loan.

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