Ok_Purpose_1606 t1_ixg014g wrote
Reply to comment by 1000thusername in The 17 victims of the Hingham Apple Store crash might have to share a $40,000 insurance payout. by il_biciclista
What, like how are people forgetting about HEALTH INSURANCE?
il_biciclista OP t1_ixgr648 wrote
Some people don't have health insurance. Many people have to pay a lot of money out-of-pocket despite having health insurance.
Ok_Purpose_1606 t1_ixhtpch wrote
Some people, many people. Without knowing you're assuming everyone there is uninsured or has cheap health insurance. The world is not made up entirely of people who are disadvantaged financially. This is a tragedy, not everything has to be turned into a crusade for you to take action. Worry about their health first not their finances. I would be insulted if a friend heard I was injured and the first thing they thought about was how I was going to afford it and not asked me about how I am actually feeling physically.
1000thusername t1_ixiay17 wrote
I’m sure those close to the victims are doing that. We who do not k ow anyone involved can take a more clinical and critical look at what the big picture means for these people and how could this be prevented from happening to others (not only the physical act of the car hitting them but also the structural issues that will leave the survivors’ lives in a shambles and possibly advocate for change - change that could help them as well as change that could help others in the future).
OF COURSE we wish them well with their health.
il_biciclista OP t1_ixj0uzh wrote
>Some people, many people. Without knowing you're assuming everyone there is uninsured or has cheap health insurance. The world is not made up entirely of people who are disadvantaged financially.
I’m not assuming that every single person in that store was poor. I’m suggesting that the financial burden should lie with the driver’s insurance, rather than the victims. If you get run over by a car, it shouldn’t matter how rich you are, or how rich the driver is.
>This is a tragedy, not everything has to be turned into a crusade for you to take action. Worry about their health first not their finances. I would be insulted if a friend heard I was injured and the first thing they thought about was how I was going to afford it and not asked me about how I am actually feeling physically.
I am worried about their health, but at this point, nothing can be done to change the fact that they just got run over by a car. My thoughts and prayers aren’t going to help them. Money might. They could have expensive medical bills, and could be missing a lot of work.
1000thusername t1_ixh931y wrote
Even with… some of the high deductible or catastrophic-only plans have thousands upon thousands of OOP per year. Given that it’s the end of the year, someone with “mangled limbs and amputations” as they described some will get tucked with thousands times TWO very quickly. Even that is enough to destroy a family, let alone some having an inability to work for a long time and maybe never again if they were in a physically demanding field (day construction or similar) that can’t be done with one leg/arm or no legs/arms. For many even a $10k outlay for copays and such would destroy them.
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